Useful next calculations

Rates and sources, 2026

SARS 2027 year of assessment (1 March 2026–28 February 2027) individual tax table, primary rebate and medical scheme fees tax credits.

Before accepting a pay change, bonus or contribution arrangement.
When you want a simple take-home or conversion estimate before payroll or filing.
When you need to convert between hourly, monthly and annual pay.
When you want to compare two pay scenarios using the same assumptions.

These are the example figures the calculator opens with.

A worked example
Input	Value
Annual Taxable Income (R)	400 000
Age Group	Under 65
Medical Aid Members (incl. yourself)	1
Retirement Fund Contributions (R/yr)	0

For those figures the calculator returns:

Review this figure alongside gross income and the local tax rules that apply to you. It is a planning estimate, not a filing result.

Review this figure alongside gross income and the local tax rules that apply to you. It is a planning estimate, not a filing result.

The effective rate lets you compare options on a like-for-like basis rather than being misled by different compounding periods or fee structures.

Using an assumption that is not supported by a current local quote, bill, statement or official source.
Treating a generic estimate as a lender, provider, payroll or tax authority decision.
Mixing monthly and annual inputs without converting them consistently.
Testing only one scenario instead of checking how a cautious assumption changes the result.

Run a second scenario with a cautious assumption so you can see the downside clearly.
Compare the result with the related calculators below before making a decision.
Check current local rules, eligibility and provider terms before applying or committing money.
Keep a record of the assumptions so you can update the estimate when a quote, bill or pay figure changes.