Work out the number before you decide.

92 free calculators for pay, tax, mortgages, savings and everyday sums, using New Zealand rules. No account, nothing to install.

calculators: 92
countries, each with its own rules: 7
accounts needed: 0

NZ Paycheck

Open the full nz paycheck calculator for the breakdown, chart and export.

Most used

See all 92 calculators

NZ MortgageNZ mortgage payment NZ PaycheckTake-home after IRD tax and ACC New Zealand Income TaxIRD tax, ACC and KiwiSaver NZ GSTAdd or remove GST KiwiSaverKiwiSaver growth projection NZ Student Loan RepaymentIRD student-loan payoff Loan RepaymentMonthly payment on any loan Compound InterestLong-term growth on savings

Browse by topic

Property & Mortgages12

Mortgages, stamp duty, affordability and buy-to-let.

Tax10

Income tax, VAT, capital gains and more.

Investing & Savings12

Compound growth, pensions, savings and returns.

Money & Finance23

Loans, borrowing costs, inflation and everyday money tools.

Business8

Margins, break-even, VAT and company tax.

Everyday9

Practical tools for daily money decisions.

Start from the decision

Not sure which calculator you need? Pick what you are trying to do.

Buying a home

What you can borrow, what it costs monthly, and the taxes on top.

Growing my savings

Compound growth, ISAs, pensions and long-run returns.

Paying off debt

Repayment plans, consolidation maths and time-to-debt-free.

Running a business

Margins, VAT, corporation tax and take-home as a director.

Health & fitness checks

BMI, calories, heart-rate zones and running pace.

Energy and household bills

Rebuild a bill from usage, unit rate and standing charge.