How to use this finance & mortgages hub
This hub brings together the finance tools currently available for IE visitors. Start with the calculator closest to your question, enter figures that reflect your own situation, and compare more than one scenario when the decision is important.
The tools show the maths implied by the inputs. They do not replace provider quotes, professional advice, or country-specific rules that are not shown in the calculator. Review the assumptions beside each result before using it to make a decision.
More tools in this category
Use these supporting calculators when you need a more specific comparison or a second opinion on the same decision.
Mortgage Calculator
Estimate UK mortgage repayments, total interest, and LTV. Compare loan amounts, rates, repayment types, and terms before requesting a quote.
Loan Repayment Calculator
Estimate UK personal loan repayments, total interest and total amount repayable from the amount, APR and term you enter.
Mortgage Affordability Calculator
Estimate UK mortgage affordability from household income, monthly expenses, interest rate, and term. Stress-test borrowing before applying.
Mortgage Overpayment Calculator
Calculate interest saved and years cut by overpaying your mortgage each month. See the long-term financial benefit of making regular extra mortgage payments.
Interest-Only Mortgage Calculator
Estimate UK interest-only mortgage payments and total interest. See the unchanged capital due at the end and compare a repayment mortgage.
Refinancing Calculator
Calculate potential savings from refinancing your mortgage to a lower rate. Compare your current monthly payment and total cost against a new refinancing deal.
Early Repayment Savings Calculator
Calculate interest saved by making early or overpayments on your mortgage or loan. See how extra payments reduce your balance and shorten your repayment term.
Fixed vs Variable Mortgage Calculator
Compare fixed-rate and variable-rate mortgages side by side. See total interest and monthly repayments under each option to choose the right mortgage type.
Buy-to-Let Yield Calculator
Calculate gross and net yield on a UK buy-to-let property. Factor in rental income, purchase costs and expenses to assess whether the investment stacks up.
Currency Converter
Convert amounts between major world currencies using current exchange rates. Find the equivalent in any currency for travel, business or international payments.
Discount Calculator
Calculate the final price after a percentage or fixed discount. Enter the original price and discount amount to find out exactly how much you save.
Simple Interest Calculator
Calculate simple interest earned or owed on a loan or deposit. Enter the principal, annual interest rate and term in years to find the total interest amount.
Overtime Calculator
Calculate overtime pay based on your hourly rate and hours worked beyond your standard week. Find out how much extra you earn for working additional hours.
Mortgage Amortization Calculator
Generate a full mortgage amortization schedule showing monthly principal and interest. See how your balance reduces over the entire term of your home loan.
Loan Calculator
Estimate UK personal loan repayments, total interest, and total amount repayable. Compare APR and term before applying.
APR to APY Calculator
Convert APR to APY to understand the true annual return when interest compounds. See how compounding frequency affects the effective yield on savings or loans.
Inflation Calculator
Calculate how inflation erodes purchasing power over time. Enter an amount and time period to see what today's money was worth in the past or future.
Home Affordability Calculator
Calculate how much house you can afford based on income, deposit and outgoings. Estimate the maximum mortgage and property price that fits your finances.
Deposit Savings Calculator
Calculate how long it will take to save a house deposit based on your monthly savings and interest rate.
Home Insurance Calculator
Calculate estimated home insurance costs based on property value and risk factors.
Credit Card Payoff Calculator
Calculate how long it takes to pay off a credit card and see total interest costs.
Debt Consolidation Calculator
Calculate potential savings from consolidating high-interest debts into a lower-rate loan.
Cost of University Calculator
Estimate total university costs including tuition, accommodation, and living expenses.
Irish Mortgage Affordability Calculator
Calculate how much you can borrow for an Irish mortgage under Central Bank LTI and LTV rules. First-time buyers get 4x income; second buyers 3.5x at 80% LTV.