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New Zealand · 10 tools

Tax & Salary calculators

Work out the bill and the cash you keep — then open the tool that matches your country and tax year. Figures use the inputs you enter; they are not a local-tax or lender quote.

Start here, then explore the groups below.

Hourly to SalaryConvert an hourly wage to an annual salary or annual pay to an hourly rate. Compare earnings across different pay structures to evaluate job offers accurately.Tax & SalaryOvertime PayCalculate overtime earnings with any multiplier — time-and-a-half, double time, and more.Tax & SalaryNew Zealand Income TaxCalculate your 2026/27 New Zealand income tax using IRD brackets. Includes ACC earner levy (1.75%) and KiwiSaver deductions to show your true take-home pay.New Zealand TaxNZ PaycheckCalculate your New Zealand take-home pay per week, fortnight, or month. Includes IRD income tax, ACC levy, KiwiSaver, and student loan deductions using 2026/27 IRD rates.New Zealand Tax

Separate the tax you pay from the cash you keep

Tax tools answer a different question from a payslip: which band, which deduction, and what happens if income or contributions move. Treat the result as a planning estimate until you have checked the current official bands for your country and tax year.

  1. Confirm the tax year and residency rules the calculator is modelling.
  2. Change one input at a time — salary, pension or a taxable event — so you can see which lever moved the bill.
  3. Use the linked take-home or payroll tool when you need net pay rather than the tax line alone.

From band to take-home

This hub brings together the tax tools currently available for NZ visitors. Start with the calculator closest to your question, enter figures that reflect your own situation, and compare more than one scenario when the decision is important.

The tools show the maths implied by the inputs. They do not replace provider quotes, professional advice, or country-specific rules that are not shown in the calculator. Review the assumptions beside each result before using it to make a decision.

More tools in this category10

Use these supporting calculators when you need a more specific comparison or a second opinion on the same decision.

Hourly to SalaryConvert an hourly wage to an annual salary or annual pay to an hourly rate. Compare earnings across different pay structures to evaluate job offers accurately.Overtime PayCalculate overtime earnings with any multiplier — time-and-a-half, double time, and more.New Zealand Income TaxCalculate your 2026/27 New Zealand income tax using IRD brackets. Includes ACC earner levy (1.75%) and KiwiSaver deductions to show your true take-home pay.NZ PaycheckCalculate your New Zealand take-home pay per week, fortnight, or month. Includes IRD income tax, ACC levy, KiwiSaver, and student loan deductions using 2026/27 IRD rates.NZ Student Loan RepaymentProject years to clear an NZ student loan from a starting balance, income growth and optional overseas interest. For a single-year 12% deduction, use the repayment estimator.NZ GSTCalculate New Zealand GST at 15%. Add GST to an ex-GST price, remove GST from an inclusive price, or find the GST component in a GST-inclusive amount.NZ Self-Employed TaxCalculate your New Zealand self-employed tax including income tax, ACC work levy, and provisional tax. Uses 2026/27 IRD rates for sole traders and contractors.Working for Families Calculator (NZ)Calculate your Working for Families (WFF) tax credits for 2026/27. Includes Family Tax Credit, In-Work Tax Credit, and the income abatement from $42,700.ACC Levy Calculator (NZ)Calculate your New Zealand ACC earner levy and work levy for 2026/27. Covers employees (earner levy only), self-employed workers, and employers using current ACC rates.NZ Student Loan Repayment EstimatorSingle-year IRD student-loan deduction at 12% of income above $24,128. Use the payoff timeline calculator if you need years-to-clear with income growth.

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Salary & WorkMoney & FinanceBusinessInvesting & Savings