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Pension Contribution Calculator

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How to Use

Enter your salary and contribution percentages for both you and your employer to see the monthly amounts going into your pension and the tax saving from pension relief. Contributions made through salary sacrifice also reduce your National Insurance bill. Maximising contributions while a higher-rate taxpayer is one of the most tax-efficient financial moves available.

Frequently Asked Questions

Frequently Asked Questions

Financial advisors often recommend 10–15% of salary. In the UK the minimum is 8% total (5% employee + 3% employer).