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Refinancing Calculator
How to Use
Compare your current mortgage against a new deal by entering both interest rates, the remaining balance, and terms. The calculator shows the monthly saving and helps you decide whether the saving justifies any early repayment charge or arrangement fee. Refinancing generally makes sense if the break-even point on fees is under two years.
Frequently Asked Questions
❓ Frequently Asked Questions
If monthly savings recover the fees within 2-3 years, refinancing is usually worthwhile.
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