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Australia · 15 tools

Property & Real Estate calculators

Borrowing power, completion cash and the monthly payment belong on one page before you make an offer. Figures use the inputs you enter; they are not a local-tax or lender quote.

Start here, then explore the groups below.

Rental YieldRental Yield Calculator helps you estimate rental yield and monthly rent for Australia using Annual Rent (your currency) and Property Value (your currency). Use it to compare scenarios before making a final decision.Property & Real EstateROICalculate return on investment as a percentage of your initial outlay. Enter net profit and investment cost to measure efficiency of any business decision.Property & Real EstateCapital GrowthCalculate the capital growth of a property or investment over a set period. Enter purchase price, annual growth rate and years held to project the future value.Property & Real EstateProperty Flipping ProfitCalculate profit and ROI on property flipping projects including renovation costs.Property & Real Estate

Work the property decision in cash order

Start with what you can borrow and the deposit band, then add tax and completion cash, then test the monthly payment. A quote that looks cheap on the rate still fails if stamp duty, legal fees or the cash-to-complete figure do not fit.

  1. Fix the purchase price, deposit and LTV before comparing lender rates.
  2. Add stamp duty (or the local transfer tax) and legal/survey costs to the cash you need on day one.
  3. Only then compare monthly repayments, overpayments and whether renting still wins on the same time horizon.

From offer to monthly payment

This hub brings together the property tools currently available for AU visitors. Start with the calculator closest to your question, enter figures that reflect your own situation, and compare more than one scenario when the decision is important.

The tools show the maths implied by the inputs. They do not replace provider quotes, professional advice, or country-specific rules that are not shown in the calculator. Review the assumptions beside each result before using it to make a decision.

More tools in this category15

Use these supporting calculators when you need a more specific comparison or a second opinion on the same decision.

Rental YieldRental Yield Calculator helps you estimate rental yield and monthly rent for Australia using Annual Rent (your currency) and Property Value (your currency). Use it to compare scenarios before making a final decision.ROICalculate return on investment as a percentage of your initial outlay. Enter net profit and investment cost to measure efficiency of any business decision.Capital GrowthCalculate the capital growth of a property or investment over a set period. Enter purchase price, annual growth rate and years held to project the future value.Property Flipping ProfitCalculate profit and ROI on property flipping projects including renovation costs.Mortgage vs RentCompare the total cost of buying with a mortgage versus renting long-term. Factor in house price growth, rent increases and investment returns to decide wisely.Closing CostsEstimate closing costs when buying a property, including legal fees, surveys and stamp duty. Budget for the total upfront cost of completing a home purchase.Rent vs BuyCompare the long-term cost of renting versus buying a home. Enter property price, rent, mortgage rate and duration to see which option suits you best.Lease vs BuyCompare the total cost of leasing versus buying a car or asset. Enter lease terms, purchase price and finance rate to find the most cost-effective option.Landlord ProfitCalculate monthly and annual landlord profit after mortgage, agent fees, maintenance and insurance.Rent IncreaseCalculate the new monthly rent after a percentage increase and see the extra monthly and annual cost.Negative GearingNegative Gearing Calculator helps you estimate net property income and annual tax benefit for Australia using Property Value (your currency), Annual Rental Income (your currency), and Loan Interest Rate (%). Use it to compare scenarios before making a final decision.Stamp Duty Calculator (Australia)Calculate stamp duty for property purchases in NSW, Victoria, Queensland, WA, SA, and ACT. Includes first home buyer concessions and foreign surcharges.First Home Super Saver (FHSS)Calculate how much you can save using the First Home Super Saver Scheme (FHSS). See your tax savings, release amount vs a regular savings account.Rent vs Buy Calculator (Australia)Compare renting vs buying a home in Australia. Includes stamp duty, buying costs, mortgage repayments, property growth, and equity built over 5 to 20 years.Rent AffordabilityCalculate how much rent you can afford based on your income. See your rent-to-income ratio and find your maximum affordable weekly rent using the 30% guideline.

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