Australia hub
Education & Training Calculators
Use this hub to compare 2 calculators in one place, move from broad planning to specific scenarios, and find the right tool faster for Australia decisions.
How to use this education & training hub
Education-cost calculators cover the two biggest financial decisions UK students face: the total cost of going to university (tuition + accommodation + living + travel over 3-4 years), and how the repayment mechanics of the resulting student loan actually work.
UK student loans work nothing like commercial debt. You only repay above a salary threshold (different per plan), the monthly deduction is a percentage of income above that threshold, and any balance remaining after 30-40 years (plan-dependent) is written off. For many graduates, the practical outcome is a lifetime 6-9% extra income tax — not a debt they ever "pay off".
Our Student Loan Repayment calculator models this accurately for Plan 1/2/4/5. It shows both what you'll actually pay over the loan's lifetime and whether you'll clear the balance — critical information for anyone weighing early voluntary repayment vs investing the money elsewhere.
Most popular calculators
Start with the tools people usually need first, then move into the grouped sections below for more specific scenarios.
Student loan repayment
Model lifetime repayments under each UK student loan plan (1, 2, 4, 5).
University cost planning
Build a realistic 3-4 year cost projection — tuition, accommodation, living, travel.