How to use this lifestyle & everyday hub
The lifestyle hub covers planned one-off expenses and shared costs — weddings, holidays, childcare, bill-splitting among flatmates. These are the "large but infrequent" purchases where under-budgeting hurts the most.
The common pattern: you estimate £X, the actual spend lands at 1.3–1.5× X. Our tools bake in realistic UK averages — wedding reception £130/head, 2-week Mediterranean beach holiday £4,500 for a family of 4, nursery childcare £55/day in the South East — so you start with a spine that isn't fantasy.
Use these as planning anchors, not final budgets. The value is setting a realistic ceiling before you start shopping or comparing venues, so sales pressure doesn't push you into "for the sake of £500 more" territory that adds £2,000 across a dozen line items.
Most popular calculators
Start with the tools people usually need first, then move into the grouped sections below for more specific scenarios.
Big-ticket planning
Work out realistic totals for life's major one-off costs.
Wedding Budget Calculator
Plan your wedding budget with a recommended breakdown by venue, catering, photography and more.
Holiday Cost Calculator
Calculate total holiday costs including flights, hotel, and spending money for any number of people.
Childcare Cost Calculator
Calculate annual and monthly childcare costs after free hours entitlement and Tax-Free Childcare savings.
Shared costs
Split group bills fairly — restaurants, flatshares, travel groups.