Continue your plan
Useful next calculations
When to use this calculator
- Before accepting a pay change, bonus or contribution arrangement.
- When you want a simple take-home or conversion estimate before payroll or filing.
- When you need to convert between hourly, monthly and annual pay.
- When you want to compare two pay scenarios using the same assumptions.
A realistic Ireland planning example
Use these sample inputs as a quick scenario test, then change one variable at a time to compare outcomes.
| Input | Value |
|---|---|
| Sale Proceeds (€) | 200000 |
| Original Cost (€) | €500 |
| Improvement Costs (€) | €500 |
| Selling/Legal Costs (€) | €500 |
After entering these figures, review capital gain, taxable gain (after exemption) and cgt payable (33%) together rather than in isolation. Then rerun the tool with one input adjusted.
How to read your results
Capital Gain
The figure produced by this output for the inputs you entered. Change one variable at a time if you want to see what drives it.
Taxable Gain (after exemption)
Review this figure alongside gross income and the local tax rules that apply to you. It is a planning estimate, not a filing result.
CGT Payable (33%)
The figure produced by this output for the inputs you entered. Change one variable at a time if you want to see what drives it.
Net Proceeds After Tax
Review this figure alongside gross income and the local tax rules that apply to you. It is a planning estimate, not a filing result.
Effective Rate
The effective rate lets you compare options on a like-for-like basis rather than being misled by different compounding periods or fee structures.
Gain on Cost
The figure produced by this output for the inputs you entered. Change one variable at a time if you want to see what drives it.
Method & assumptionsAuthoritative sources
This calculator applies current Irish Revenue rules for Capital Gains Tax. The net gain is calculated by deducting the original acquisition cost, any allowable improvement expenditure, and selling/legal costs from the sale proceeds. The annual personal exemption of €1,270 is then subtracted from the net gain, and the balance — the taxable gain — is charged at the flat 33% CGT rate. No indexation relief is applied, as this was abolished for disposals made on or after 1 January 2003. The effective rate shown is the CGT payable expressed as a percentage of the total gross gain, giving a useful summary figure for comparison purposes.
This tool is designed for straightforward arm's-length disposals of a single asset. It does not cover Principal Private Residence relief, Retirement Relief, Entrepreneur Relief, CGT on gifts or inheritances, or situations involving part-disposals and development land. Gains on certain foreign assets may also be subject to different treatment. Always consult a qualified Irish tax adviser or Revenue's published guidance before filing, particularly where reliefs may significantly reduce or eliminate your liability.
Common mistakes
- !Using an assumption that is not supported by a current local quote, bill, statement or official source.
- !Treating a generic estimate as a lender, provider, payroll or tax authority decision.
- !Mixing monthly and annual inputs without converting them consistently.
- !Testing only one scenario instead of checking how a cautious assumption changes the result.
What to do next
- Run a second scenario with a cautious assumption so you can see the downside clearly.
- Compare the result with the related calculators below before making a decision.
- Check current local rules, eligibility and provider terms before applying or committing money.
- Keep a record of the assumptions so you can update the estimate when a quote, bill or pay figure changes.
Frequently asked
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