How is home insurance calculated?

Based on property value, age, location, security features, and claims history.

Home Insurance Calculator

Enter your values

Property Value (NZ$)

Property Age (Years)

Previous Claims

Estimate home insurance costs based on property value, age, and claims history. Older properties and those with prior claims cost more to insure.

Buildings insurance covers structure; contents insurance covers personal items. Check your policy details.

Understand the difference between buildings and contents insurance, what's covered, and how to get the best deal on your home insurance.