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Mortgage Overpayment Calculator
How to Use
Enter your remaining balance, interest rate, remaining term, and a monthly overpayment amount to see exactly how many months you could shave off your mortgage and how much interest you would save. Even small regular overpayments compound significantly over a 20-25 year term. Always check your lender overpayment allowance first — most allow up to 10% of the balance per year penalty-free.
Frequently Asked Questions
❓ Frequently Asked Questions
Most lenders allow up to 10% overpayment per year penalty-free. Check your mortgage terms.
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