United Kingdom · 5 tools
Salary calculators
Convert a headline salary into take-home pay, overtime and the real difference between two offers.
Most used
Start here, then explore the groups below.
Read a job offer as net pay, not headline salary
A raise, a new contract or a switch from hourly to salaried work only makes sense once tax, national insurance (or the local equivalent), student loans and pension contributions are in the same picture. Compare two offers on take-home and total compensation, not gross.
- Convert hourly or overtime pay to an annual figure before comparing roles.
- Apply the deductions that actually hit this job (tax, social contributions, student loans, salary sacrifice).
- If benefits or employer pension differ, use the total-compensation comparison rather than salary alone.
From gross to what you keep
This section has the payroll-adjacent tools — the ones employers and employees use to work backwards and forwards between gross and net, or between hourly and salary figures.
Where the main Tax hub focuses on the end-to-end take-home-pay calculation (including pension and benefits), the tools here are more granular and mechanical: convert £X gross to £Y net with one set of deductions, or build a payroll estimate for someone with overtime plus standard hours.
These calculators work well as cross-checks during contract negotiations — if an agency says "£45,000 package is equivalent to £52/hour for a 40-hour week", the Salary-to-Hourly tool tells you whether the maths holds up. Similarly, Net-to-Gross is useful when a recruiter quotes an offer in take-home terms.
Payroll mechanics1
For employers (or employees checking their payslip): standard and overtime payroll models.
More tools in this category4
Use these supporting calculators when you need a more specific comparison or a second opinion on the same decision.
Related categories
Take-home pay by salary
Dedicated pages for common UK salary amounts — each shows income tax, National Insurance, take-home monthly, and the tax bands used for 2026/27.
- £20,000 salary after tax
- £25,000 salary after tax
- £30,000 salary after tax
- £35,000 salary after tax
- £40,000 salary after tax
- £45,000 salary after tax
- £50,000 salary after tax
- £55,000 salary after tax
- £60,000 salary after tax
- £65,000 salary after tax
- £70,000 salary after tax
- £75,000 salary after tax
- £80,000 salary after tax
- £85,000 salary after tax
- £90,000 salary after tax
- £95,000 salary after tax
- £100,000 salary after tax
- £110,000 salary after tax
- £120,000 salary after tax
- £150,000 salary after tax