Example result based on the prefilled values.
Annual
£31,200.00
Monthly
£2,600.00
Weekly
£600.00
Continue your plan
Useful next calculations
Rates & sources
UK tax rates and thresholds, as published by HMRC. Scotland and Wales have devolved rates for income tax and property transactions.
Source: HMRC — Tax rates — check the linked guidance and any live quote before acting.
When to use this calculator
- Before accepting a pay change, bonus, pension contribution, or salary-sacrifice option.
- When you want to compare employed, self-employed, or dividend-based income scenarios.
- When you need a simple take-home estimate before running payroll or filing returns.
- When you are approaching the £100,000 income level and want to understand the personal allowance taper effect.
- When you are planning a salary sacrifice arrangement and need to see the net pay impact before agreeing terms.
Example: translating an hourly rate into annual pay
Use these sample inputs as a quick scenario test, then change one variable at a time to compare outcomes.
Hourly rate
£22
Weekly hours
40 hours
Working weeks
48 weeks
Goal
Compare with a salaried role on a like-for-like basis
This example matters because the annual picture changes quickly when hours or paid weeks move. That is usually the difference between a headline rate that looks strong and one that actually supports the target income.
How to read your results
Annual
Use this metric to compare scenarios side by side and understand how changes in the key inputs drive the final outcome. If the figure surprises you, isolate one variable at a time and rerun the calculation to identify which assumption is responsible.
Monthly
Use this metric to compare scenarios side by side and understand how changes in the key inputs drive the final outcome. If the figure surprises you, isolate one variable at a time and rerun the calculation to identify which assumption is responsible.
Weekly
Use this metric to compare scenarios side by side and understand how changes in the key inputs drive the final outcome. If the figure surprises you, isolate one variable at a time and rerun the calculation to identify which assumption is responsible.
Method & assumptionsAuthoritative sources
This calculator converts an hourly rate into gross weekly, monthly and annual pay using the working hours and paid weeks you enter. It multiplies hourly rate by hours per week and weeks per year, then divides the annual result by 12 for a monthly equivalent.
The result is before tax, payroll deductions, unpaid leave, overtime or bonuses. It does not apply any country-specific payroll rules, so use the maintained local tax calculator where you need an estimated take-home figure.
Common mistakes
- !Entering gross income when you really want take-home pay, or vice versa.
- !Ignoring pension contributions, deductions, or local tax rules that change the result.
- !Comparing monthly and annual figures without standardising them first.
- !Overlooking the National Insurance threshold changes that apply mid-year when rates or bands are adjusted in a Budget.
- !Assuming a salary sacrifice benefit reduces take-home pay by the full gross amount, rather than only the after-tax cost.
What to do next
- Check the same scenario with related pay or deduction calculators to see the full picture.
- Keep a copy of the assumptions you used so you can compare next tax year or pay period accurately.
- Read the related guides below if you are choosing between multiple income or deduction options.
- If you are self-employed, run the self-employment tax calculator alongside this result to compare the net position against employed income.
- Check whether increasing your pension contribution by even one or two percent changes the take-home significantly — use the pension calculator next.
Frequently asked
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