Find the right calculator

Child Benefit Calculator

Estimate 2026/27 Child Benefit and the High Income Child Benefit Charge using the £60,000–£80,000 adjusted-net-income taper.

Universal Credit Calculator

Explore how household details can affect Universal Credit. This simplified illustration cannot determine entitlement, housing support or your official award.

Break Even Analysis

Find the break-even point where revenue covers total costs. Enter fixed costs, variable costs and unit price to see how many sales you need to profit.

Cash Flow Calculator

Calculate net cash flow by totalling inflows and outflows. Track whether your business or household generates a positive or negative cash position each period.

Cost Per Unit Calculator

Calculate the cost per unit of any product by dividing total costs by quantity produced. Use this to set competitive prices and maintain healthy profit margins.

Markup Calculator

Calculate the selling price and profit margin from cost and markup percentage. Find the right markup to hit your target profit on any product.

Break-Even Calculator

Calculate units or revenue needed to cover all costs and break even. Enter fixed costs, variable costs per unit and selling price to find your break-even point.

Dividend vs Salary Calculator

Calculate the most tax-efficient salary and dividend split for limited company directors.

£45,000 annual income

Employee Cost Calculator

Calculate the true total cost of an employee including employer NI, pension contributions and benefits.

Try our employee cost calculator for instant results

Hourly Rate Calculator

Calculate the minimum hourly rate you need to charge as a freelancer to hit your income goal.

Invoice Totals Calculator

Calculate invoice totals including subtotal, VAT and discounts applied. Quickly work out what to charge clients and produce accurate figures for your invoices.

IR35 Calculator

Calculate take-home pay inside IR35. See how much you keep from your contract rate after PAYE tax and NI.

Try our ir35 calculator for instant results

Profit Margin Calculator

Calculate gross, operating and net profit margins from revenue and cost figures. See how efficiently your business converts sales into profit at each level.

VAT Calculator

Calculate VAT at the standard, reduced or zero UK rate. Add VAT to a net price or remove VAT from a gross price to find the correct tax amount quickly.

Car Depreciation Calculator

Calculate how much your car will depreciate over time. See future value and total loss.

£20k car at 15% depreciation = £10,368 after 5 years

Car Finance Comparison Calculator

Compare illustrative UK HP-style and PCP-style monthly payments and total cost to own using the price, deposit, APR, term, fees and optional final payment you enter.

Car Loan Calculator

Calculate UK car finance and loan repayments, total interest, and borrowing cost. Compare deposits, APRs, and terms before you apply.

£15k car, £3k deposit, 7.9% APR = £267/month

Car Running Cost Calculator

Calculate total annual car running costs including fuel, insurance, depreciation and servicing.

Try our car running cost calculator for instant results

Electric vs Petrol Calculator

Compare annual running costs of electric vs petrol cars based on your mileage and energy prices.

Try our electric vs petrol calculator for instant results

EV Charging Cost Calculator

Calculate electric car charging costs per charge, per month and per mile at home or public chargers.

Try our ev charging cost calculator for instant results

Fuel Cost Calculator

Calculate annual fuel costs based on your mileage, MPG, and fuel price per litre.

10k miles/year, 40 MPG, £1.50/L = £936/year

Credit Card Payoff Calculator

Calculate how long it takes to pay off a credit card and see total interest costs.

£3,000 balance at 18% APR

Debt Consolidation Calculator

Calculate potential savings from consolidating high-interest debts into a lower-rate loan.

£3,000 balance at 18% APR

Cost of University Calculator

Estimate total university costs including tuition, accommodation, and living expenses.

Try our cost of university calculator for instant results

Student Loan Repayment Calculator

Calculate monthly student loan repayments and estimate total interest under UK Plan 1, Plan 2 or Plan 5. Find out when your student loan will be fully repaid.

£200k @ 4% for 20 years = £955/month

Electricity Cost Calculator

Calculate your electricity costs per day, month and year based on your usage and unit rate.

2,000 kWh/year at £0.24/kWh = £480/year

Energy Bill Calculator

Calculate your total annual energy bill combining gas and electricity usage, unit rates and standing charges.

Try our energy bill calculator for instant results

Gas Bill Calculator

Calculate your monthly and annual gas bill from your daily usage, unit rate and standing charge.

Try our gas bill calculator for instant results

Solar Panel Savings Calculator

Calculate solar panel savings, payback period and 10-year return based on your system size and energy prices.

£10,000 at 5% for 10 years

Energy Price Cap Calculator

Estimate a Great Britain direct-debit bill using Ofgem’s average July–September 2026 cap rates, or compare the unit and standing charges on a fixed tariff.

APR to APY Calculator

Convert APR to APY to understand the true annual return when interest compounds. See how compounding frequency affects the effective yield on savings or loans.

Home Affordability Calculator

Calculate how much house you can afford based on income, deposit and outgoings. Estimate the maximum mortgage and property price that fits your finances.

Inflation Calculator

Calculate how inflation erodes purchasing power over time. Enter an amount and time period to see what today's money was worth in the past or future.

Mortgage Amortization Calculator

Generate a full mortgage amortization schedule showing monthly principal and interest. See how your balance reduces over the entire term of your home loan.

Bridging Loan Calculator

Calculate bridging loan costs including monthly interest, arrangement fees and total cost of borrowing.

£200k @ 4% for 20 years = £955/month

Buy-to-Let Yield Calculator

Calculate gross and net yield on a UK buy-to-let property. Factor in rental income, purchase costs and expenses to assess whether the investment stacks up.

Deposit Savings Calculator

Calculate how long it will take to save a house deposit based on your monthly savings and interest rate.

£10,000 at 5% for 10 years

Early Repayment Savings Calculator

Calculate interest saved by making early or overpayments on your mortgage or loan. See how extra payments reduce your balance and shorten your repayment term.

Equity Release Calculator

Calculate how much equity you could release from your home and the total rolled-up interest owed.

Try our equity release calculator for instant results

First-Time Buyer Cash-to-Complete Planner

Add your deposit, legal, survey, moving and other costs to see the cash you still need before property tax. A planning tool, not a mortgage decision.

Fixed vs Variable Mortgage Calculator

Compare fixed-rate and variable-rate mortgages side by side. See total interest and monthly repayments under each option to choose the right mortgage type.

Interest-Only Mortgage Calculator

Estimate UK interest-only mortgage payments and total interest. See the unchanged capital due at the end and compare a repayment mortgage.

Lifetime ISA Planner

Plan Lifetime ISA contributions, the 25% government bonus and a simple savings projection. Check the UK eligibility rules separately before relying on it.

Loan Repayment Calculator

Estimate UK personal loan repayments, total interest and total amount repayable from the amount, APR and term you enter.

Mortgage Affordability Calculator

Estimate UK mortgage affordability from household income, monthly expenses, interest rate, and term. Stress-test borrowing before applying.

Mortgage Calculator

Estimate UK mortgage repayments, total interest, and LTV. Compare loan amounts, rates, repayment types, and terms before requesting a quote.

Mortgage Overpayment Calculator

Calculate interest saved and years cut by overpaying your mortgage each month. See the long-term financial benefit of making regular extra mortgage payments.

Refinancing Calculator

Calculate potential savings from refinancing your mortgage to a lower rate. Compare your current monthly payment and total cost against a new refinancing deal.

Second Home Stamp Duty Calculator

Calculate stamp duty on second homes and buy-to-let properties including the 3% additional property surcharge.

Try our second home stamp duty calculator for instant results

Stamp Duty Calculator

Estimate SDLT for a home in England or Northern Ireland, including first-time buyer relief and additional-property rates.

Heart Rate Zone Calculator

Calculate personalised heart rate training zones using the Karvonen method. Find your fat burn and aerobic zones.

Try our heart rate zone calculator for instant results

Ideal Weight Calculator

Calculate your ideal weight range based on height and healthy BMI. Find your target weight.

Try our ideal weight calculator for instant results

Running Pace Calculator

Calculate running pace per km and per mile from your distance and time. Convert between pace and speed.

Try our running pace calculator for instant results

Water Intake Calculator

Calculate your recommended daily water intake based on weight and activity level.

Try our water intake calculator for instant results

BMI Calculator

Calculate your Body Mass Index using height and weight to assess whether you are underweight, healthy, overweight or obese using standard BMI classifications.

BMR Calculator

Calculate your Basal Metabolic Rate to find the calories needed at rest each day. Use BMR to set a calorie target for weight loss, maintenance or muscle gain.

Body Fat Calculator

Estimate body fat percentage using waist, hip and neck measurements. Understand your body composition and track progress toward your health and fitness goals.

Calorie Calculator

Calculate your daily calorie needs for maintenance, weight loss, or weight gain.

Macros Split Calculator

Calculate your daily macronutrient split of protein, carbohydrates and fat based on your calorie goal. Plan your diet to support weight loss or muscle gain.

Car Insurance Calculator

Estimate your annual car insurance cost based on vehicle value, age, and claims history.

Car value £15,000, age 3 years

Home Insurance Calculator

Calculate estimated home insurance costs based on property value and risk factors.

Car value £15,000, age 3 years

Annuity Calculator

Calculate annuity payments, present value and future value for fixed income streams. Estimate how much regular income your pension or investment will generate.

Future Value Calculator

Calculate the future value of an investment or savings plan with compound interest. Enter the principal, rate, compounding frequency and time to project growth.

Present Value Calculator

Calculate the present value of a future cash flow discounted at a given interest rate. Understand what a future sum or annuity stream is worth in today's money.

Savings Calculator

Calculate how your savings will grow with regular deposits and compound interest. Enter your balance, monthly contribution and rate to project future savings.

Simple Interest Calculator

Calculate simple interest earned or owed on a loan or deposit. Enter the principal, annual interest rate and term in years to find the total interest amount.

Compound Interest Calculator

Calculate how compound interest grows savings or increases debt over time. Enter principal, rate, compounding frequency and term to project your final balance.

Dividend Yield Calculator

Calculate the dividend yield of a stock by dividing the annual dividend by the share price. Assess income potential before investing in dividend-paying shares.

Index Fund Calculator

Project index fund investment growth with lump sum and regular contributions. See long-term compound returns.

Try our index fund calculator for instant results

Investment Return Calculator

Calculate simple investment profit, total return, and annualised return from a starting value, ending value, and holding period.

ISA Calculator

Project UK ISA growth from a starting balance, monthly contributions, return, and term. Compare contributions, growth, and any allowance excess.

Retirement Savings Calculator

Calculate how much you will have at retirement based on your savings and contributions.

Savings Growth Calculator

Calculate how your savings grow over time with regular contributions and compound interest. Project your future balance to plan for any savings goal.

SIPP Calculator

Calculate SIPP pension pot growth with tax relief. Project your retirement fund from annual contributions.

Try our sipp calculator for instant results

Childcare Cost Calculator

Calculate annual and monthly childcare costs after free hours entitlement and Tax-Free Childcare savings.

Try our childcare cost calculator for instant results

Holiday Cost Calculator

Calculate total holiday costs including flights, hotel, and spending money for any number of people.

Try our holiday cost calculator for instant results

Split Bill Calculator

Split a restaurant bill equally between any number of people, with or without a tip.

Try our split bill calculator for instant results

Wedding Budget Calculator

Plan your wedding budget with a recommended breakdown by venue, catering, photography and more.

Try our wedding budget calculator for instant results

Loan Calculator

Estimate UK personal loan repayments, total interest, and total amount repayable. Compare APR and term before applying.

Bill Splitter

Split any bill fairly among friends, family or colleagues. Enter the total amount and number of people to calculate each person's share, including optional tip.

Date Difference Calculator

Calculate the exact difference between two dates in years, months, weeks and days. Find how long until an event or how much time has passed since any past date.

Percentage Change Calculator

Calculate the percentage increase or decrease between two values. Find the percentage change from an original to a new value for finance, grades or statistics.

Temperature Converter

Convert temperatures between Celsius, Fahrenheit and Kelvin in one click. Accurate temperature conversion for cooking, science, weather and travel planning.

Currency Converter

Convert amounts between major world currencies using current exchange rates. Find the equivalent in any currency for travel, business or international payments.

Loan-to-Value Calculator

Calculate your loan-to-value ratio by dividing your mortgage by the property value. Use LTV to understand equity, remortgage options and available rates.

Percentage Calculator

Calculate percentages instantly — what percent is X of Y, and percentage of a number.

Timezone Converter

Convert times between any two time zones worldwide. Find the equivalent local time for meetings, calls or travel across different countries and time zones.

Unit Converter

Convert between units of length, weight, volume, speed, area and more. Fast and accurate unit conversion for everyday tasks, cooking, science and engineering.

Pension Drawdown Calculator

Calculate how long your pension drawdown will last in retirement. Model your pot size, annual withdrawals, and investment growth to plan your retirement income.

State Pension Calculator

Illustrate the 2026/27 full new State Pension rate using qualifying years. Your GOV.UK forecast, not this tool, confirms your entitlement.

Closing Costs Calculator

Estimate closing costs when buying a property, including legal fees, surveys and stamp duty. Budget for the total upfront cost of completing a home purchase.

Lease vs Buy Calculator

Compare the total cost of leasing versus buying a car or asset. Enter lease terms, purchase price and finance rate to find the most cost-effective option.

Property Tax Calculator

Calculate property tax owed based on assessed value and local tax rates. Estimate your annual bill to budget accurately for the cost of owning real estate.

Rent vs Buy Calculator

Compare the long-term cost of renting versus buying a home. Enter property price, rent, mortgage rate and duration to see which option suits you best.

Council Tax Calculator

Estimate your council tax bill by band and region for 2024/25. See monthly payments and how discounts like single-person or student exemptions affect your bill.

House Price Growth Calculator

Project your UK property value over 5 to 25 years. Enter your home's current value and an expected annual growth rate to see future value, total gain, and equity growth.

Right to Buy Calculator

Calculate your Right to Buy discount and purchase price for your council or housing association home. Find out how much discount you qualify for based on years as a tenant.

Landlord Profit Calculator

Calculate monthly and annual landlord profit after mortgage, agent fees, maintenance and insurance.

Try our landlord profit calculator for instant results

Rent Increase Calculator

Calculate the new monthly rent after a percentage increase and see the extra monthly and annual cost.

£250,000 property

UK Rent Affordability Planner

Compare rent with your take-home pay, essential spending, debt payments and a safety buffer. A personal budgeting view, not landlord eligibility advice.

Buy-to-Let ROI Calculator

Calculate rental profits and return on investment for buy-to-let property investments.

£5,000 investment at 8% annual return

Capital Growth Calculator

Calculate the capital growth of a property or investment over a set period. Enter purchase price, annual growth rate and years held to project the future value.

Mortgage vs Rent Calculator

Compare the total cost of buying with a mortgage versus renting long-term. Factor in house price growth, rent increases and investment returns to decide wisely.

Property Flipping Profit Calculator

Calculate profit and ROI on property flipping projects including renovation costs.

Rental Yield Calculator

Calculate gross and net rental yield on a buy-to-let property. Enter purchase price, annual rent and costs to see whether an investment property stacks up.

ROI Calculator

Calculate return on investment as a percentage of your initial outlay. Enter net profit and investment cost to measure efficiency of any business decision.

Gross to Net Calculator

Convert gross salary to net take-home pay after income tax and National Insurance. Enter your annual gross to see what lands in your bank account each month.

Net to Gross Calculator

Convert net take-home pay back to gross salary before tax and National Insurance. Find out what gross income you need to achieve a desired net pay amount.

Overtime Calculator

Calculate overtime pay based on your hourly rate and hours worked beyond your standard week. Find out how much extra you earn for working additional hours.

Payroll Calculator

Calculate employee take-home pay after tax, National Insurance and deductions. Enter gross salary to see net pay for any pay period or pay frequency.

Free Childcare & Tax-Free Childcare Calculator

Calculate your free funded childcare hours and Tax-Free Childcare savings. Covers 15 and 30 free hours for 2–4 year olds and the government's 20% top-up scheme.

Holiday Entitlement Calculator

Calculate your statutory holiday entitlement in days and hours. Based on UK Working Time Regulations — 5.6 weeks capped at 28 days.

Hourly to Take-Home Pay Calculator

Convert your hourly rate to weekly and annual take-home pay after UK income tax and National Insurance. Supports standard, BR, and 0T tax codes.

Maternity Pay Calculator

Estimate 2026/27 Statutory Maternity Pay and employer-enhanced pay. Assumes you meet the separate SMP eligibility rules.

Paternity Leave Calculator

Calculate your Statutory Paternity Pay for 2025. See your weekly entitlement and how Shared Parental Leave could give you more paid time with your new baby.

UK Maternity Pay Calculator

Estimate 2026/27 Statutory Maternity Pay across up to 39 weeks. Assumes you meet the separate SMP eligibility rules.

Deductions Calculator

Calculate total deductions from gross income including tax, National Insurance and pension contributions. See exactly what comes out of your pay each month.

Rental Income Tax Calculator (UK)

Calculate how much income tax you owe on UK rental income. Accounts for allowable expenses, your personal allowance, and 2024/25 tax bands.

Marriage Allowance Calculator

Check if you qualify for Marriage Allowance and calculate your tax saving. Married couples and civil partners could save up to £252 per year.

Pension Tax Relief Calculator

Calculate your pension tax relief for 2025/26. Find out how much HMRC adds to your pension contributions at basic, higher, and additional rate.

Capital Gains Tax Calculator

Calculate UK Capital Gains Tax (CGT) for 2025/26 on property or shares. Includes the £3,000 annual exempt amount and the correct rates for basic and higher rate taxpayers.

Corporation Tax Calculator

Calculate corporation tax on company profits including marginal relief for profits between £50,000 and £250,000.

£45,000 annual income

Dividend Tax Calculator

Calculate UK dividend tax for 2025/26. See tax owed on dividends alongside salary, including the £500 allowance and basic, higher and additional rate bands.

Hourly to Salary Calculator

Convert an hourly wage to an annual salary or annual pay to an hourly rate. Compare earnings across different pay structures to evaluate job offers accurately.

Income Tax Calculator

Calculate income tax across all bands. Enter your personal allowance for your country.

Inheritance Tax Calculator

Estimate UK Inheritance Tax (IHT) on an estate for 2025/26. Includes nil rate band, residence nil rate band, and the charity exemption for the reduced 36% rate.

National Insurance Calculator

Estimate Category A employee National Insurance contributions using the 2026/27 weekly thresholds and rates.

Car value £15,000, age 3 years

Overtime Pay Calculator

Calculate overtime earnings with any multiplier — time-and-a-half, double time, and more.

Pension Annual Allowance Checker

Check a simple 2026/27 UK pension annual-allowance planning figure, including the stated taper thresholds and an entered carry-forward amount.

Pension Contribution Calculator

Calculate how much to contribute to your pension to reach your retirement income goal. Model employer contributions, tax relief and growth to plan retirement.

Redundancy Pay Calculator

Calculate your UK statutory redundancy pay based on age, years of service, and weekly pay. Includes the 2025/26 weekly pay cap of £700.

Salary After Tax Calculator

Calculate your take-home pay after income tax and national insurance or social security.

Salary Sacrifice Calculator

Calculate how much tax and National Insurance you save through salary sacrifice. Works for pension, EV car schemes, cycle to work and more.

Scotland Income Tax Calculator

Calculate your take-home pay under Scottish income tax rates for 2025/26. Includes all 6 Scottish tax bands, NI, pension, and student loan deductions.

Self-Employed Tax Calculator

Calculate your self-employed tax bill for 2025/26 including income tax, Class 2 and Class 4 National Insurance. Enter your income, expenses and pension contributions.

Student Loan Repayment Calculator

Calculate your monthly student loan repayments for Plan 1, Plan 2, Plan 4 or Plan 5. See how long until your loan is repaid and how much interest accrues.

Age Calculator

Calculate your exact age in years, months, days and weeks. Enter your date of birth to find out precisely how old you are today.

Discount Calculator

Calculate the final price after a percentage or fixed discount. Enter the original price and discount amount to find out exactly how much you save.

Tip Calculator

Calculate the right tip amount and split the bill evenly among friends. Enter the total and tip percentage to see each person's share.