How to use this property & real estate hub
Property decisions are rarely about one number. A purchase price or headline rent figure can look attractive until you layer in the mortgage, SDLT, conveyancing, surveys, council tax, maintenance, voids, and the cash you would have tied up somewhere else.
The fastest way to use this hub is to start with the decision you are actually facing. If you are buying, compare affordability, mortgage payments, stamp duty, and closing costs. If you are investing, move from gross yield to net yield and then to landlord profit. If you are already owner-occupying, check overpayments, rent increases, or equity release separately instead of mixing them together.
These calculators are most helpful when you want to see which assumption is carrying the deal. A small change in rate, occupancy, fees, or tax treatment can flip the answer. Testing those variables early is a better filter than relying on a single headline return or lender estimate.
Use the popular tools first if you are comparing rent against ownership, budgeting for completion, or reviewing a landlord case. Then move into the grouped calculators and guides below so you can check the same decision from more than one angle.
Most popular calculators
Start with the tools people usually need first, then move into the grouped sections below for more specific scenarios.
Rent vs Buy Calculator
Compare the long-term cost of renting versus buying a home. Enter property price, rent, mortgage rate and duration to see which option suits you best.
Closing Costs Calculator
Estimate closing costs when buying a property, including legal fees, surveys and stamp duty. Budget for the total upfront cost of completing a home purchase.
Rental Yield Calculator
Landlord Profit Calculator
Property Tax Calculator
Guides that support this category
Use these editorial guides when you need more context before choosing the right calculator.
Rental Yield vs Buy-to-Let Yield Calculator: Property Investment Guide
Compare rental yield calculations for standard rentals vs buy-to-let investments.
9 min read
Best Property & Real Estate Calculators in the UK
Calculate rental yields, buy-to-let returns, and property investment metrics for UK properties.
11 min read
Mortgage vs Rent Calculator: Should You Buy or Rent Your Home?
Use our comprehensive comparison to decide whether buying or renting makes financial sense for you.
10 min read
Investment Calculator vs Compound Interest Calculator: Key Differences
Compare investment return and compound interest calculations to choose the right tool for your needs.
8 min read
Buying, borrowing, and completion costs
Use these tools to compare monthly mortgage payments with affordability, rent-versus-buy trade-offs, and the cash needed to complete.
Mortgage vs Rent Calculator
Compare the total cost of buying with a mortgage versus renting long-term. Factor in house price growth, rent increases and investment returns to decide wisely.
Closing Costs Calculator
Estimate closing costs when buying a property, including legal fees, surveys and stamp duty. Budget for the total upfront cost of completing a home purchase.
Landlord and yield analysis
These calculators show whether a rental works after mortgage interest, voids, management costs, and rent changes are included.
Rental Yield Calculator
Calculate gross and net rental yield on a buy-to-let property. Enter purchase price, annual rent and costs to see whether an investment property stacks up.
Landlord Profit Calculator
Calculate monthly and annual landlord profit after mortgage, agent fees, maintenance and insurance.
Rent Increase Calculator
Calculate the new monthly rent after a percentage increase and see the extra monthly and annual cost.
Tax, equity, and ownership strategy
Use this group to compare SDLT, council-tax-style property costs, equity release, and the impact of holding property for longer.
More tools in this category
Use these supporting calculators when you need a more specific comparison or a second opinion on the same decision.
ROI Calculator
Calculate return on investment as a percentage of your initial outlay. Enter net profit and investment cost to measure efficiency of any business decision.
Capital Growth Calculator
Calculate the capital growth of a property or investment over a set period. Enter purchase price, annual growth rate and years held to project the future value.
Property Flipping Profit Calculator
Calculate profit and ROI on property flipping projects including renovation costs.
Lease vs Buy Calculator
Compare the total cost of leasing versus buying a car or asset. Enter lease terms, purchase price and finance rate to find the most cost-effective option.
Buy-to-Let ROI Calculator
Calculate rental profits and return on investment for buy-to-let property investments.
Council Tax Calculator
Estimate your council tax bill by band and region for 2024/25. See monthly payments and how discounts like single-person or student exemptions affect your bill.
Right to Buy Calculator
Calculate your Right to Buy discount and purchase price for your council or housing association home. Find out how much discount you qualify for based on years as a tenant.
House Price Growth Calculator
Project your UK property value over 5 to 25 years. Enter your home's current value and an expected annual growth rate to see future value, total gain, and equity growth.
UK Rent Affordability Planner
Compare rent with your take-home pay, essential spending, debt payments and a safety buffer. A personal budgeting view, not landlord eligibility advice.
Remortgage True-Cost & Break-Even Calculator
Compare a current mortgage with a new deal using payments, product fees, ERCs, cashback, remaining balance and the month switching may break even.
Buy-to-Let Post-Tax Cash-Flow Calculator
Estimate individual-landlord buy-to-let cash flow after voids, expenses, mortgage payments, Income Tax and residential finance-cost relief.
Moving House True-Cost Planner
Estimate sale equity, buying and selling fees, property tax, mortgage funding and the cash gap or surplus when moving home in the UK.
Mortgage Overpayment vs Savings Planner
Compare mortgage overpayments with saving the same monthly cash, including interest avoided, an entered ERC, liquidity context and an LTV milestone.
Mortgage Rate Shock Planner
Stress-test mortgage payments when a fixed deal ends using your balance, remaining term, entered future rate and monthly housing budget.
Mortgage Deposit & LTV Goal Planner
Calculate the deposit needed for a selected mortgage LTV milestone and estimate the time to reach it using your current savings and monthly contribution.
First-Time Buyer Mortgage Stress Test
Check a first-home mortgage payment, regular home costs, monthly cash buffer, upfront cash and a higher-rate scenario before setting a property budget.
Rent Stay vs Move Planner
Compare the cost of staying in a rental home with moving, including monthly rent, one-off move costs and the temporary deposit cash gap.