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Break Even Analysis

Find the break-even point where revenue covers total costs. Enter fixed costs, variable costs and unit price to see how many sales you need to profit.

Cash Flow Calculator

Calculate net cash flow by totalling inflows and outflows. Track whether your business or household generates a positive or negative cash position each period.

Cost Per Unit Calculator

Calculate the cost per unit of any product by dividing total costs by quantity produced. Use this to set competitive prices and maintain healthy profit margins.

Markup Calculator

Calculate the selling price and profit margin from cost and markup percentage. Find the right markup to hit your target profit on any product.

Break-Even Calculator

Calculate units or revenue needed to cover all costs and break even. Enter fixed costs, variable costs per unit and selling price to find your break-even point.

Hourly Rate Calculator

Calculate the minimum hourly rate you need to charge as a freelancer to hit your income goal.

Invoice Totals Calculator

Calculate invoice totals including subtotal, VAT and discounts applied. Quickly work out what to charge clients and produce accurate figures for your invoices.

Profit Margin Calculator

Calculate gross, operating and net profit margins from revenue and cost figures. See how efficiently your business converts sales into profit at each level.

Car Depreciation Calculator

Calculate how much your car will depreciate over time. See future value and total loss.

£20k car at 15% depreciation = £10,368 after 5 years

Car Loan Calculator

Calculate UK car finance and loan repayments, total interest, and borrowing cost. Compare deposits, APRs, and terms before you apply.

£15k car, £3k deposit, 7.9% APR = £267/month

Car Running Cost Calculator

Calculate total annual car running costs including fuel, insurance, depreciation and servicing.

Try our car running cost calculator for instant results

Electric vs Petrol Calculator

Compare annual running costs of electric vs petrol cars based on your mileage and energy prices.

Try our electric vs petrol calculator for instant results

EV Charging Cost Calculator

Calculate electric car charging costs per charge, per month and per mile at home or public chargers.

Try our ev charging cost calculator for instant results

Fuel Cost Calculator

Calculate annual fuel costs based on your mileage, MPG, and fuel price per litre.

10k miles/year, 40 MPG, £1.50/L = £936/year

Credit Card Payoff Calculator

Calculate how long it takes to pay off a credit card and see total interest costs.

£3,000 balance at 18% APR

Debt Consolidation Calculator

Calculate potential savings from consolidating high-interest debts into a lower-rate loan.

£3,000 balance at 18% APR

Cost of University Calculator

Estimate total university costs including tuition, accommodation, and living expenses.

Try our cost of university calculator for instant results

Electricity Cost Calculator

Calculate your electricity costs per day, month and year based on your usage and unit rate.

2,000 kWh/year at £0.24/kWh = £480/year

Energy Bill Calculator

Calculate your total annual energy bill combining gas and electricity usage, unit rates and standing charges.

Try our energy bill calculator for instant results

Gas Bill Calculator

Calculate your monthly and annual gas bill from your daily usage, unit rate and standing charge.

Try our gas bill calculator for instant results

Solar Panel Savings Calculator

Calculate solar panel savings, payback period and 10-year return based on your system size and energy prices.

£10,000 at 5% for 10 years

APR to APY Calculator

Convert APR to APY to understand the true annual return when interest compounds. See how compounding frequency affects the effective yield on savings or loans.

Home Affordability Calculator

Calculate how much house you can afford based on income, deposit and outgoings. Estimate the maximum mortgage and property price that fits your finances.

Inflation Calculator

Calculate how inflation erodes purchasing power over time. Enter an amount and time period to see what today's money was worth in the past or future.

Mortgage Amortization Calculator

Generate a full mortgage amortization schedule showing monthly principal and interest. See how your balance reduces over the entire term of your home loan.

Buy-to-Let Yield Calculator

Calculate gross and net yield on a UK buy-to-let property. Factor in rental income, purchase costs and expenses to assess whether the investment stacks up.

Debt-to-Income Ratio Calculator

Calculate your debt-to-income ratio (DTI) to see if you qualify for a mortgage. Compare front-end and back-end DTI against FHA, conventional, and VA guidelines.

Deposit Savings Calculator

Calculate how long it will take to save a house deposit based on your monthly savings and interest rate.

£10,000 at 5% for 10 years

Early Repayment Savings Calculator

Calculate interest saved by making early or overpayments on your mortgage or loan. See how extra payments reduce your balance and shorten your repayment term.

Fixed vs Variable Mortgage Calculator

Compare fixed-rate and variable-rate mortgages side by side. See total interest and monthly repayments under each option to choose the right mortgage type.

Home Equity & HELOC Calculator

Calculate your home equity, LTV, and maximum HELOC credit line. See monthly repayment and total interest cost for any amount you draw from your home equity.

Interest-Only Mortgage Calculator

Estimate UK interest-only mortgage payments and total interest. See the unchanged capital due at the end and compare a repayment mortgage.

Loan Repayment Calculator

Estimate UK personal loan repayments, total interest and total amount repayable from the amount, APR and term you enter.

Mortgage Affordability Calculator

Estimate UK mortgage affordability from household income, monthly expenses, interest rate, and term. Stress-test borrowing before applying.

Mortgage Calculator

Estimate UK mortgage repayments, total interest, and LTV. Compare loan amounts, rates, repayment types, and terms before requesting a quote.

Mortgage Overpayment Calculator

Calculate interest saved and years cut by overpaying your mortgage each month. See the long-term financial benefit of making regular extra mortgage payments.

Refinancing Calculator

Calculate potential savings from refinancing your mortgage to a lower rate. Compare your current monthly payment and total cost against a new refinancing deal.

Rent vs Buy Calculator

Compare the true long-term cost of renting vs buying a home. Accounts for mortgage payments, property tax, maintenance, appreciation, and equity buildup.

Heart Rate Zone Calculator

Calculate personalised heart rate training zones using the Karvonen method. Find your fat burn and aerobic zones.

Try our heart rate zone calculator for instant results

Ideal Weight Calculator

Calculate your ideal weight range based on height and healthy BMI. Find your target weight.

Try our ideal weight calculator for instant results

Running Pace Calculator

Calculate running pace per km and per mile from your distance and time. Convert between pace and speed.

Try our running pace calculator for instant results

Water Intake Calculator

Calculate your recommended daily water intake based on weight and activity level.

Try our water intake calculator for instant results

BMI Calculator

Calculate your Body Mass Index using height and weight to assess whether you are underweight, healthy, overweight or obese using standard BMI classifications.

BMR Calculator

Calculate your Basal Metabolic Rate to find the calories needed at rest each day. Use BMR to set a calorie target for weight loss, maintenance or muscle gain.

Body Fat Calculator

Estimate body fat percentage using waist, hip and neck measurements. Understand your body composition and track progress toward your health and fitness goals.

Calorie Calculator

Calculate your daily calorie needs for maintenance, weight loss, or weight gain.

Macros Split Calculator

Calculate your daily macronutrient split of protein, carbohydrates and fat based on your calorie goal. Plan your diet to support weight loss or muscle gain.

Car Insurance Calculator

Estimate your annual car insurance cost based on vehicle value, age, and claims history.

Car value £15,000, age 3 years

Home Insurance Calculator

Calculate estimated home insurance costs based on property value and risk factors.

Car value £15,000, age 3 years

Annuity Calculator

Calculate annuity payments, present value and future value for fixed income streams. Estimate how much regular income your pension or investment will generate.

Future Value Calculator

Calculate the future value of an investment or savings plan with compound interest. Enter the principal, rate, compounding frequency and time to project growth.

Present Value Calculator

Calculate the present value of a future cash flow discounted at a given interest rate. Understand what a future sum or annuity stream is worth in today's money.

Savings Calculator

Calculate how your savings will grow with regular deposits and compound interest. Enter your balance, monthly contribution and rate to project future savings.

Simple Interest Calculator

Calculate simple interest earned or owed on a loan or deposit. Enter the principal, annual interest rate and term in years to find the total interest amount.

Compound Interest Calculator

Calculate how compound interest grows savings or increases debt over time. Enter principal, rate, compounding frequency and term to project your final balance.

Dividend Yield Calculator

Calculate the dividend yield of a stock by dividing the annual dividend by the share price. Assess income potential before investing in dividend-paying shares.

Index Fund Calculator

Project index fund investment growth with lump sum and regular contributions. See long-term compound returns.

Try our index fund calculator for instant results

Investment Return Calculator

Calculate simple investment profit, total return, and annualised return from a starting value, ending value, and holding period.

Retirement Savings Calculator

Calculate how much you will have at retirement based on your savings and contributions.

Savings Growth Calculator

Calculate how your savings grow over time with regular contributions and compound interest. Project your future balance to plan for any savings goal.

Childcare Cost Calculator

Calculate annual and monthly childcare costs after free hours entitlement and Tax-Free Childcare savings.

Try our childcare cost calculator for instant results

Holiday Cost Calculator

Calculate total holiday costs including flights, hotel, and spending money for any number of people.

Try our holiday cost calculator for instant results

Split Bill Calculator

Split a restaurant bill equally between any number of people, with or without a tip.

Try our split bill calculator for instant results

Wedding Budget Calculator

Plan your wedding budget with a recommended breakdown by venue, catering, photography and more.

Try our wedding budget calculator for instant results

Loan Calculator

Estimate UK personal loan repayments, total interest, and total amount repayable. Compare APR and term before applying.

Bill Splitter

Split any bill fairly among friends, family or colleagues. Enter the total amount and number of people to calculate each person's share, including optional tip.

Date Difference Calculator

Calculate the exact difference between two dates in years, months, weeks and days. Find how long until an event or how much time has passed since any past date.

Percentage Change Calculator

Calculate the percentage increase or decrease between two values. Find the percentage change from an original to a new value for finance, grades or statistics.

Temperature Converter

Convert temperatures between Celsius, Fahrenheit and Kelvin in one click. Accurate temperature conversion for cooking, science, weather and travel planning.

Currency Converter

Convert amounts between major world currencies using current exchange rates. Find the equivalent in any currency for travel, business or international payments.

Loan-to-Value Calculator

Calculate your loan-to-value ratio by dividing your mortgage by the property value. Use LTV to understand equity, remortgage options and available rates.

Percentage Calculator

Calculate percentages instantly — what percent is X of Y, and percentage of a number.

Timezone Converter

Convert times between any two time zones worldwide. Find the equivalent local time for meetings, calls or travel across different countries and time zones.

Unit Converter

Convert between units of length, weight, volume, speed, area and more. Fast and accurate unit conversion for everyday tasks, cooking, science and engineering.

Closing Costs Calculator

Estimate closing costs when buying a property, including legal fees, surveys and stamp duty. Budget for the total upfront cost of completing a home purchase.

Lease vs Buy Calculator

Compare the total cost of leasing versus buying a car or asset. Enter lease terms, purchase price and finance rate to find the most cost-effective option.

Property Tax Calculator

Calculate property tax owed based on assessed value and local tax rates. Estimate your annual bill to budget accurately for the cost of owning real estate.

Rent vs Buy Calculator

Compare the long-term cost of renting versus buying a home. Enter property price, rent, mortgage rate and duration to see which option suits you best.

Landlord Profit Calculator

Calculate monthly and annual landlord profit after mortgage, agent fees, maintenance and insurance.

Try our landlord profit calculator for instant results

Rent Increase Calculator

Calculate the new monthly rent after a percentage increase and see the extra monthly and annual cost.

£250,000 property

Buy-to-Let ROI Calculator

Calculate rental profits and return on investment for buy-to-let property investments.

£5,000 investment at 8% annual return

Capital Growth Calculator

Calculate the capital growth of a property or investment over a set period. Enter purchase price, annual growth rate and years held to project the future value.

Mortgage vs Rent Calculator

Compare the total cost of buying with a mortgage versus renting long-term. Factor in house price growth, rent increases and investment returns to decide wisely.

Property Flipping Profit Calculator

Calculate profit and ROI on property flipping projects including renovation costs.

Rental Yield Calculator

Calculate gross and net rental yield on a buy-to-let property. Enter purchase price, annual rent and costs to see whether an investment property stacks up.

ROI Calculator

Calculate return on investment as a percentage of your initial outlay. Enter net profit and investment cost to measure efficiency of any business decision.

401(k) Calculator

Calculate how much your 401(k) will grow by retirement. Enter your contribution, employer match, and expected return to project your nest egg and monthly retirement income.

529 College Savings Calculator

Calculate how much your 529 plan will grow. Enter contributions, investment return, and cost inflation to see your projected savings balance and funding gap.

FIRE Calculator

Calculate your FIRE number and years until early retirement. Enter expenses, savings rate, and investment return to find your path to financial independence.

HSA Calculator (Health Savings Account)

Calculate your HSA tax savings and projected balance. See how the triple tax advantage saves you each year and how your balance grows with investment returns.

Net Worth Calculator

Calculate your net worth by entering assets and liabilities. See your total wealth, liquid assets, and debt-to-asset ratio to track your financial health.

Roth IRA Calculator

Calculate how your Roth IRA will grow by retirement. See projected tax-free balance, total contributions, and the equivalent pre-tax value vs a Traditional IRA.

Social Security Benefit Estimator

Estimate your monthly Social Security retirement benefit based on your average earnings and planned retirement age. Includes early and delayed retirement adjustments.

Overtime Calculator

Calculate overtime pay based on your hourly rate and hours worked beyond your standard week. Find out how much extra you earn for working additional hours.

Hourly to Salary Calculator

Convert an hourly wage to an annual salary or annual pay to an hourly rate. Compare earnings across different pay structures to evaluate job offers accurately.

Overtime Pay Calculator

Calculate overtime earnings with any multiplier — time-and-a-half, double time, and more.

Capital Gains Tax Calculator (US)

Calculate US capital gains tax for 2024/2025. Covers short and long-term rates, NIIT, all filing statuses, and optional state tax. See net proceeds after tax.

Federal Income Tax Calculator

Calculate your 2024/2025 US federal income tax, FICA, and take-home pay. Supports all filing statuses and standard or itemised deductions.

Self-Employment Tax Calculator

Calculate your US self-employment tax (Social Security + Medicare) and estimate your Section 199A QBI deduction. Covers the 2024 Social Security wage base of $168,600.

Social Security Benefits Calculator

Estimate your Social Security monthly benefit from your earnings history and claiming age. See how claiming at 62 vs waiting until 70 affects lifetime benefits.

US Paycheck Calculator

Calculate US take-home pay per paycheck after federal income tax, FICA, state tax, and 401(k). Supports bi-weekly, weekly, semi-monthly, and monthly pay.

US State Income Tax Calculator

Calculate your combined federal and state income tax for California, New York, Texas, Florida, and Washington. Uses 2024 IRS brackets and standard deductions.

Age Calculator

Calculate your exact age in years, months, days and weeks. Enter your date of birth to find out precisely how old you are today.

Discount Calculator

Calculate the final price after a percentage or fixed discount. Enter the original price and discount amount to find out exactly how much you save.

Tip Calculator

Calculate the right tip amount and split the bill evenly among friends. Enter the total and tip percentage to see each person's share.