Continue your plan
Useful next calculations
When to use this calculator
- Before accepting a pay change, bonus, pension contribution or salary-sacrifice option.
- When you want a simple take-home estimate before payroll or filing.
- When you are approaching the £100,000 income level and want to see the personal allowance taper.
- When you need to convert between hourly, monthly and annual pay.
A realistic UK planning example
Use these sample inputs as a quick scenario test, then change one variable at a time to compare outcomes.
| Input | Value |
|---|---|
| Hourly Rate (£) | 5% |
| Normal Hours Worked | 40 hours |
| Overtime Hours | 40 hours |
| Overtime Multiplier (e.g. 1.5) | 1.5 |
After entering these figures, focus on result first and then rerun the tool with a more cautious assumption.
How to read your results
Result
The figure produced by this output for the inputs you entered. Change one variable at a time if you want to see what drives it.
Method & assumptionsAuthoritative sources
This calculator adds normal gross pay to gross overtime pay. It multiplies your hourly rate by normal hours, then multiplies the same rate by the overtime premium and overtime hours you enter. For example, a 1.5 multiplier represents time-and-a-half.
The result is before tax, pension, payroll deductions or country-specific employment rules. It does not estimate take-home pay or decide whether a worker is legally entitled to an overtime premium. Check your contract, award or local employment rules before relying on the result.
Common mistakes
- !Entering gross income when you really want take-home pay, or vice versa.
- !Ignoring pension contributions, deductions or local tax rules that change the result.
- !Comparing monthly and annual figures without standardising them first.
- !Overlooking National Insurance or student-loan plan differences that apply to you.
What to do next
- Check the same scenario with related pay or deduction calculators.
- Keep a copy of the assumptions so you can compare the next tax year or pay period.
- If you are self-employed, compare this result with the self-employment tax calculator.
- Check whether a small pension contribution change moves take-home pay more than you expect.
Frequently asked
Use arrow keys to navigate items, Enter or Space to expand/collapse.