Inheritance Tax Calculator – 2025

Estimate UK Inheritance Tax (IHT) on an estate for 2025/26. Includes nil rate band, residence nil rate band, and the charity exemption for the reduced 36% rate. updated for 2025.

Enter your figures

Fill in the inputs below and use the result as a quick planning guide before making a decision.

Total Estate Value (£)

Nil Rate Band (£)

Residence Nil Rate Band (£)

Charitable Gifts (£)

Home passes to children / grandchildren

Frequently asked

Inheritance Tax is a tax on the estate (property, money and possessions) of someone who has died. It applies at a rate of 40% on the value of the estate above the available thresholds. IHT is paid before the estate is distributed to beneficiaries. It may also apply to gifts made within seven years of death.

Use arrow keys to navigate items, Enter or Space to expand/collapse.

Related calculators

These tools solve the adjacent questions people usually have after using this calculator.

Investment Return Calculator

Calculate total return and annualised growth rate of any investment. Enter initial value, final value and time period to measure investment performance.

Pension Contribution Calculator

Calculate how much to contribute to your pension to reach your retirement income goal. Model employer contributions, tax relief and growth to plan retirement.

Retirement Savings Calculator

Calculate how much you will have at retirement based on your savings and contributions.

💰 Other versions:

General 2026