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SIPP Calculator
How to Use
Enter your net annual SIPP contribution, tax rate, years to retirement, and expected annual return to see the gross contribution after tax relief and your projected pension pot. Basic rate taxpayers get 20% relief added automatically — a £8,000 contribution becomes £10,000 in the SIPP. Higher rate taxpayers can claim an additional 20% through self-assessment, making pensions one of the most tax-efficient savings vehicles available.
Frequently Asked Questions
❓ Frequently Asked Questions
HMRC adds basic rate (20%) tax relief to your contributions automatically. A £800 net contribution becomes £1,000 in your SIPP. Higher rate taxpayers claim the additional 20% through self-assessment.
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