IR35 Calculator – 2026
Calculate take-home pay inside IR35. See how much you keep from your contract rate after PAYE tax and NI. updated for 2026.
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Fill in the inputs below and use the result as a quick planning guide before making a decision.
Frequently asked
Inside IR35 you lose the tax efficiency of taking salary plus dividends. Most contractors take home 15–25% less inside IR35 compared to outside, depending on rate and personal circumstances.
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