Scotland Income Tax Calculator – 2025

Calculate your take-home pay under Scottish income tax rates for 2025/26. Includes all 6 Scottish tax bands, NI, pension, and student loan deductions. updated for 2025.

Enter your figures

Fill in the inputs below and use the result as a quick planning guide before making a decision.

Gross Annual Salary (£)

Pension Contribution (%)

Student Loan Plan (0=None, 1=Plan 1, 2=Plan 2, 4=Plan 4)

Frequently asked

Scotland has its own income tax rates and bands, set by the Scottish Parliament under Scottish Rate of Income Tax (SRIT) powers. While National Insurance and the personal allowance remain UK-wide, Scottish taxpayers pay different rates on non-savings, non-dividend income. Scotland currently has 6 tax bands compared to 3 in England, Wales and Northern Ireland, and higher earners generally pay more tax in Scotland.

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💰 Other versions:

General 2026