Inheritance Tax Calculator – 2026

Estimate UK Inheritance Tax (IHT) on an estate for 2025/26. Includes nil rate band, residence nil rate band, and the charity exemption for the reduced 36% rate. updated for 2026.

Enter your figures

Fill in the inputs below and use the result as a quick planning guide before making a decision.

Total Estate Value (£)

Nil Rate Band (£)

Residence Nil Rate Band (£)

Charitable Gifts (£)

Home passes to children / grandchildren

Frequently asked

Inheritance Tax is a tax on the estate (property, money and possessions) of someone who has died. It applies at a rate of 40% on the value of the estate above the available thresholds. IHT is paid before the estate is distributed to beneficiaries. It may also apply to gifts made within seven years of death.

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General 2025