Does the 3% surcharge apply to buy-to-let?

Yes — any residential property purchased when you already own another residential property is subject to the 3% surcharge, including buy-to-let investments.

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Second Home Stamp Duty Calculator

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How to Use

Enter the purchase price to calculate Stamp Duty Land Tax for a second home, buy-to-let, or additional residential property. A 3% SDLT surcharge applies on top of standard rates for additional dwellings purchased in England and Northern Ireland. The surcharge applies to the full purchase price, not just the amount above a threshold — making it a significant cost to factor into buy-to-let investment calculations.

Frequently Asked Questions

❓ Frequently Asked Questions

A 3% SDLT surcharge applies to the full purchase price of any additional residential property in England and Northern Ireland.

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